Tenants
"We had a flood that started on the 23rd floor of a 26-story high rise ... from our perspective, I can't tout the praises of the (tenant insurance) program loudly enough"
Colin Gage, Victoria Park Community Homes
Coverages
Coverage Option Chart
Option 1
$10,000 of personal possessions. Plus, get up to $2,000 for additional living expenses if your residence can’t be lived in following an insured loss. There is a $300 deductible per occurrence. You will also be covered for up to $500,000 legal defense and settlement costs if you are sued as a result of a negligent act or omission on your part. There is no deductible for liability claims.
Option 2
$20,000 of personal possessions. Plus, get up to $4,000 for additional living expenses if your residence can’t be lived in following an insured loss. There is a $300 deductible per occurrence. You will also be covered for up to $1,000,000 legal defense and settlement costs if you are sued as a result of a negligent act or omission on your part. There is no deductible for liability claims.
VIEW TENANT INSURANCE POLICY WORDING >
Ontario Works client? Receive Ontario Disability Support benefits?
If you are an Ontario Works client or receive Ontario Disability Support Program benefits, your shelter allowance may cover the cost of this insurance. Please contact your case worker for more information about this.